| UNDER $10,000 | |
|---|---|
| SPDA2 |
|
| FPDA2 |
|
Annuity Interest Rates
January 2021
Freedom Series Annuity Interest Rates1
Certificates issued in January 2021. Rate credited during the initial lock-in period.
January 2021 rate credited after initial lock-in period expires3.
| Under $10,000 | $10,000 to $24,999 | $25,000 to $99,999 | $100,000 to $499,999 | $500,000 to $999,999 | $1 million and above | |
|---|---|---|---|---|---|---|
| SPDA2 |
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| FPDA2 |
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January 2021 rate credited after initial lock-in period expires3.
| Under $10,000 | $10,000 to $24,999 | $25,000 to $99,999 | $100,000 to $499,999 | $500,000 to $999,999 | $1 million and above | |
|---|---|---|---|---|---|---|
| SPDA with First Year Interest Bonus4 |
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| FPDA with First Year Interest Bonus5 |
|
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| SPDA6 |
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| FPDA7 |
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After the initial lock-in period expires, interest rates may vary each month. Interest rates are set monthly by WoodmenLife and will never be lower than the minimum guaranteed interest rate. The current minimum guaranteed interest rate for certificates issued in January 2021 is 1.00%.
WoodmenLife Deferred Annuities In-Force Rate8
| Values under $25,000 | |
|---|---|
|
|
| VALUES $25,000 AND ABOVE | |
|---|---|
|
|
| Values under $25,000 | Values $25,000 and Above | |
|---|---|---|
| 3.00% | 3.00% |
Current in-force interest rates apply when a certificate’s initial rate guarantee has expired or when an initial interest rates guarantee period has not been chosen. Current in-force interest rates are subject to change monthly. They will never be lower than the minimum guaranteed interest rate.
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Disclosures
- Single Premium Deferred Annuity (SPDA) (Form 7962-XX-0707; 7962-02-0905). Not available in NH. Flexible Premium Deferred Annuity (FPDA) (Form 7964-XX-0707; 7964-02-0905). Not available in NH.
- During the initial lock in period, the interest rate will not change. Lock in periods of one month or one year are available.
- After the inital lock-in period expires, interest rates may vary each month. Interest rates are set monthly by WoodmenLife and will never be lower than the minimum guaranteed interest rate. The current minimum guaranteed interest rate for certificates issued in January 2021 is 1.00%.
- Single Premium Deferred Annuity (SPDA) with First Year Bonus (Form 7961-XX-0707). Not available in NH. Not available for purchase. Rates shown are credited after the initial lock-in period on products previously purchased.
- Flexible Premium Deferred Annuity (FPDA) with First Year Bonus (Form 7963-XX-0707). Not available in NH. Rates shown are credited after the initial lock -in period on products previously purchased.
- Single Premium Deferred Annuity (SPDA) (Form 7962-XX-0707; 7962-02-0905). Not available in NH.
- Flexible Premium Deferred Annuity (FPDA) (Form 7964-XX-0707; 7964-02-0905). Not available in NH.
- WoodmenLife Deferred Annuities are not available for purchase. The in-force rates below apply to products previously purchased.
Products are not available in New York and all products may not be available in all states.
WEB99 - 1/1/2021