
Peace of Mind
Protect Your Family’s Future
Leave a legacy for the ones you love by
protecting them with life insurance.
OUR LIFE INSURANCE PRODUCTS
Whole Life Insurance
Whole life is permanent insurance that will cover you throughout your life.

Term Life Insurance
Term life covers you for a certain amount of time.

Universal Life Insurance
Universal life is permanent coverage that may also provide cash value.

Family Term Life Insurance
Family term is life insurance that may cover an entire family.

Learn About Life Insurance
What is Life Insurance?
Life insurance may be the best way to provide financial security for your loved ones after you're gone. It can help relieve financial burdens your family may face, like funeral costs, mortgages and college expenses. With life insurance from WoodmenLife, you'll protect your family with a safety net, and you'll find comfort knowing the ones you love are protected.
What Can Life Insurance Cover?
Having life insurance coverage in place can help your family keep their home after you're gone. It can help pay off the mortgage. It can help cover funeral costs so your family doesn't have to worry about how to pay for your funeral in their time of grief.
Life Insurance Costs Less Than You Might Think
Did you know that people often overestimate the cost of purchasing life insurance coverage by three times?† Here's the good news: coverage can be affordable for most. Your monthly payment may even be less than what many Americans pay for streaming services.‡
†According to LIMRA 2022 Life Insurance Barometer Study
‡Source: Cord Cutters News

Compare Life Insurance Plans
What's the Difference?

Whole or Term Life?
Find the Right Fit
For Your Family
Find An Option That's Right For You
Customize Your Life Insurance
How much do you want to leave behind for your loved ones? If you already have life insurance coverage in place, your Representative can help you determine if you have enough for your situation and the expenses you want to cover.
Discuss Your Needs
To get an idea before you talk to your Representative, use our life insurance calculator to determine what your family might need.
Make a Plan
You'll work with your Representative to determine payments that fit within your current budget. As your situation changes over the years, your Representative will meet with you to review this plan.
Enhance Your Plan
You can personalize your life insurance coverage with a variety of riders at added cost.
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Find a Local
Representative
Our Representatives can help you choose a life insurance or retirement product that best meets your specific needs and budget.
Disclosures
Forms ICC17 8678 1-17, 8678 1-17 (XX); ICC17 8679 1-17, 8679 1-17 (XX).These certificates have exceptions, limitations and restrictions. For cost and complete details in coverage, contact your WoodmenLife representative.
There may be tax implications for policies recognized as modified endowment contracts (MEC). Distributions including loans from a MEC are taxable to the extent of the gain in a policy and may also be subject to a 10% additional tax if the owner is under age 59 ½.
Forms ICC16 8648 1-16, 8648 1-16 (XX); Premiums for 10, 15, 20 or 30-year term are guaranteed not to increase during the initial policy term. Once the initial policy term ends, your premiums will increase on an annual basis until age 95. Any increase in premium will not increase the certificate benefits. These certificates have exceptions, limitations and restrictions. For cost and complete details in coverage, contact your WoodmenLife representative.
ICC10 8205 3-10, 8205 3-10 (XX), O-8205 3-10 (XX); This certificate is not guaranteed to stay in force until maturity based on minimum guarantees. Universal Life value growth reflects several factors including the company’s investment, expense and mortality experience. WoodmenLife will provide notification if the guaranteed monthly deductions and interest are expected to exhaust the plan’s cash values prior to the maturity date. For Oklahoma residents, WoodmenLife will provide notification in your annual report if the monthly deductions and interest are expected to exhaust the plan’s cash values prior to maturity date.
ICC18 8730 4-18, 8730 4-18 (XX) IUL is not an investment. It is a life insurance policy product that provides growth potential through index interest crediting. You cannot invest directly in an index.Forms ICC10 264 6-10, 264 6-10 (XX), O-264 6-10 (XX), ICC10 257 6-10, 257 6-10 (XX), O-257 6-10 (XX), ICC10 8208 3-10, 8208 3-10 (XX), O-8208 3-10 (XX); All contractual provisions apply and may vary by state. Benefit payments may affect eligibility for public assistance programs. Maximum benefit is the lesser of $250,000 or 65% of death benefit amount available and usually paid in one lump sum. Generally benefits received are income tax-free. Consult your tax professional to assess the impact of this benefit.
Forms ICC18 8731 4-18, 8731 4-18 (XX), ICC17 8690 1-17, 8690 1-17 (XX); All contractual provisions apply and may vary by state. Benefit payments may affect eligibility for public assistance programs. Certain eligibility requirements apply. This rider is not long term care insurance, nor is it intended to replace long term care insurance. Not available in CA.
*Rider Forms: 260-XX-0409, 261-XX-0409, 262-XX-0409, 262-04-1401, 263-XX-0409, 263-04-1401, ICC10 8206 3-10, 8206 3-10 (XX), O-8206 3-10 (XX), O-8206 1-14 CA, ICC10 8207 3-10, 8207 3-10 (XX), O-8207 3-10, O-8207 1-14 CA, 8308 5-11 (XX), O-8308 1-14 (XX), O-8308 1-14 CA, ICC11 8309 5-11, 8309 5-11 (XX), O-8309 1-14 CA, ICC11 8310 5-11, 8310 5-11 (XX), O-8310 5-11 (XX), ICC16 8649 1-16, & 8649 1-16 (XX), 260-04-1401, 260-08-0803 & ICC11 8308 5-11. Riders may not be available on all types of products.
Not all products are available in all states. Contact your local Representative today for more information. At that time, you can discuss the costs, benefits and details of coverage, including any reductions, exclusions and limitations that may apply.
Sources
Web 29 R-3/23