Skip to main content
Request a Quote
close X

Request a Quote

Please expect a call from one of our experts, who will help find the life insurance solutions that work best for your family.

###-###-####
#####

By submitting this request, I consent to receive phone calls from a licensed insurance producer on behalf of Woodmen of the World Life Insurance Society (WoodmenLife) and its affiliates at the phone number(s) above regarding WoodmenLife products and services. I understand that I can contact a Sales Representative directly to make purchase.

Life Insurance

Protect Your Family’s Future

Leave a legacy for the ones you love most by protecting them with life insurance.

Request a Quote
Parents with two young children sharing a happy moment on the couch.

What Does Life Insurance Cover

Financial Security After You’re Gone

Help Your Family Keep the Home They Love

With life insurance from WoodmenLife, you’ll protect your family with a safety net. Having life insurance coverage in place can help your family pay off the mortgage on your home, where they feel most secure.

Help Your Family with Funeral Expenses

Life insurance can help cover funeral costs, so your family doesn’t have to worry about how to pay for your funeral in their time of grief. You’ll find comfort, knowing the ones you love most are protected.

Costs Less Than You Think

Did you know that people often overestimate the cost of purchasing life insurance coverage by three times?* Here’s the good news: your monthly payment may even be as little as the cost of one tank of gas.

*According to LIMRA 2018 Insurance Barometer Study

Woman putting gas in her car.

Types of Life Insurance

Disclosures

*Does not apply to Indexed Universal Life insurance

**Does not apply to No Lapse Guarantee Universal Life insurance

***Only applies to Family Term Life insurance

How Much Life Insurance Do I Need?

Use our life insurance calculator to find out how much coverage your family might need. It takes just a few minutes of your time.

Try Our Calculator
Woman sitting at dining room table doing paperwork and looking at her phone.

Why WoodmenLife

We’re committed to doing more for your family and for your community.

A Life Insurance Company that Gives Back

As a not-for-profit life insurance company, we put money back into the community. We’re here when you need us most.

Get to Know WoodmenLife
shield with bowl and spoon, $2.79 Million Donated to Fight Hunger

130 Years Strong

We’ve been helping to protect the financial future of families like yours, making a difference in hometowns across America and honoring our country since 1890.

See Our Journey
shield with with stars, 130 years strong

Helping Your Family Get More Out of Life

As a member of the WoodmenLife family , you have access to a wide range of valuable extras . From help paying for education to financial assistance following a natural disaster, these extras are designed to help your family right now. There’s no extra cost nor obligation to enjoy them. It’s just one way our family is committed to helping yours at every stage in life.

See Extras
shield with graduation hat, $1.78 Million in scholarships awarded

Celebrate Your American Pride

We value our American freedoms, just like you. That’s why we’ve presented more than 3.5 million flags to nonprofit organizations, schools and communities nationwide.

Find Out More
shield with flag, 3.5 Million Flags Donated

Standing Strong Since 1890

We’ve been earning your trust for 130 years by taking a long-term approach to maintaining financial stability. Your confidence in us matters, and we’re dedicated to earning it every day by keeping your best interests in mind with the decisions we make.

See Our Strengths
$11.1 Billion in Total Assets

Connect with WoodmenLife

To learn more about purchasing our life insurance or retirement products, fill out the Request a Quote form or search for your local Representative. Your Representative will contact you to prepare a customized plan that best meets your specific needs and budget.

Disclosures

  1. Non-guaranteed benefits and values may increase or decrease to reflect WoodmenLife’s experience, including current interest rates. An annual review of your certificate is recommended. Additional premiums may be necessary or face amounts may need to be adjusted to ensure your certificate stays in force.
  2. Indexed Universal Life: Paying less premium may affect your “cash value” and affect the period your certificate stays in force.
  3. Universal Life cash value growth reflects several factors including the company’s investment, expense and mortality experience. WoodmenLife will provide notification if the guaranteed monthly deductions and interests are expected to exhaust the plan’s cash values prior to the maturity date. The certificate is guaranteed to stay in force until the end of the no lapse guarantee period if: the amount of premium that you pay is at least as great as the no lapse guarantee premium stated in the certificate; the premiums that you pay are received at least as frequently as the interval of no lapse guarantee premium stated in the certificate; no changes are made to the face amount or rating class; no loans or partial surrenders are taken; the certificate has not been reinstated; or no addition or modification of any rider is made.
  4. Refunds are declared annually by the company. The payment of refunds is not guaranteed because they depend on the company’s investment, expense and mortality experience.
  5. Loans and withdrawals will reduce the policy’s death benefit and available cash value. A loan, withdrawal or surrender may be a taxable event. For advice, please consult with your professional tax advisor. Excessive loans or withdrawals may cause the policy to lapse.
  6. No Lapse Guaranteed Universal Life: The certificate is guaranteed to stay in force until the end of the no lapse guarantee period if: the amount of premium that you pay is at least as great as the no lapse guarantee premium stated in the certificate; the premiums that you pay are received at least as frequently as the interval of no lapse guarantee premium stated in the certificate; no changes are made to the face amount or rating class; no loans or partial surrenders are taken; the certificate has not been reinstated; or no addition or modification of any rider is made.
  7. Certain age and eligibility requirements apply.

Not all products are available in all states. Contact your local Representative today for more information. At that time, you can discuss the costs, benefits and details of coverage, including any reductions, exclusions and limitations that may apply.

  1. Whole Life Insurance Form ICC17 8678 1-17 & Form 8678 1-17 (XX)
  2. EZ Whole Life Insurance Form ICC17 8679 1-17 & Form 8679 1-17 (XX)
  3. Term Life Form ICC16 8648 1-16 & Form 8648 1-16 (XX)
  4. Family Term Life Insurance ICC16 8083 R-1-16, 8063 R-1-16 (XX)
  5. Flexible Premium Adjustable Indexed Life ICC18 8730 4-18, 8730 4-18
  6. No Lapse Guarantee Universal Life Insurance ICC10-8205 3-10, 8205 3-10 (XX), O-8205 3-10 (XX)

An individual becomes a member by joining our shared commitment to family, community and country, and by purchasing a WoodmenLife product.

WoodmenLife Extras are available to members. An individual becomes a member by joining our shared commitment to family, community and country, and by purchasing a WoodmenLife product. These extras are not contractual, are subject to change and have specific eligibility requirements.

†† Total assets of $11.2 billion. Liabilities of $9.61 billion; as of Dec. 31, 2020

Sources

https://www.consumer.ftc.gov/articles/0301-funeral-costs-and-pricing-checklist, April 2018

https://www.limra.com/siteassets/newsroom/fact-tank/fact-sheets/facts_of_life_2018.pdf, April 2018

WEB29 - 5/5/2021