Make a difference in your Hometown Build Your Sales Career With WoodmenLife

With a WoodmenLife sales career, you’ll help protect the financial future of others and make a difference in your hometown. You’ll also have the freedom to do business at your pace.

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Sales representative career opportunities Come Be a Part of It

We’re proud of the work our sales team has done in making a positive impact on the lives of our members. As a not-for-profit organization, WoodmenLife has assets of $11.1 billion* and $39.3 billion of insurance in force. For more than 130 years, we have focused on giving back to communities.

As a Sales Representative, you have the opportunity to help protect individuals and families from financial hardship and help them achieve their financial goals.

Career Overview

Spend every day doing what you love. From unlimited earning potential to the ultimate career flexibility, your dream role may be closer than you think.

Key Opportunities
  • Build your own business helping clients meet their financial goals

  • Get paid for the work you do, not the hours you put in

  • Set your own hours

  • Enjoy a benefits package (for those who qualify)

  • Choose your target market

  • Advance your expertise and product offerings

  • Ability to earn multiple bonuses and recognition trips

  • Prepare families for the future

  • Make a lasting impact in your local community

  • Receive local and national support and mentoring

Position Purpose

Our Representatives are the core of WoodmenLife’s future. They are responsible for growing our customer base, providing stellar customer service and serving the communities where they live and work.

Core Responsibilities
  • Sell life insurance and retirement products

  • Develop leads

  • Re-evaluate customer needs on an annual basis

  • Listen to members to understand their financial needs and ensure a smooth sales process

  • Personally deliver death benefits to local families

  • Maintain and grow member base

  • Present flags and awards to local nonprofit organizations and individuals

  • Support local chapters in community service and fundraising efforts

  • Build lasting relationships with members and help them reach their financial goals


Being a sales representative requires a background that demonstrates the following minimum knowledge, skills, talents, and traits:

  • Ability to obtain state insurance licenses (life, health, variable contracts) and satisfactorily pass a background check and/or insurance licensing verification

  • Ability to work independently

  • High school diploma

  • Good organizational skills and the ability to prioritize workload

  • Strong interpersonal, written communication, oral communication, and listening skills

  • Ability to engage well with others and be passionate about providing an exemplary customer experience

This is a commission-based contract opportunity. WoodmenLife offers a benefits package for those who qualify. WoodmenLife requires candidates to complete a criminal background check, credit check, drug screen and reference checks. Any contract offer will be contingent upon successfully passing these screenings. Representatives are independent contractors and are not employees of WoodmenLife. However, certain full-time life insurance sales agents may be treated as statutory employees for employment tax purposes (See: IRS Publication 15-A).

WoodmenLife is committed to excellence in diversity by creating an inclusive work environment that values and respects all individuals. This commitment includes providing equal opportunity in recruitment, advancement opportunities, training and community outreach. WoodmenLife is also dedicated to strengthening the communities in which its representatives live.

*As of Dec. 31, 2022; liabilities $9.4 billion.

your well-being is important Benefits Overview

Our goal is to help you live your best life. By providing an excellent benefits package if you qualify, you’ll see our commitment to making sure you enjoy your work and have plenty of quality time for the ones you love.

A sales career with uncapped commissions and bonuses

Uncapped Commission + Bonuses

With a 100% commission base, you have unlimited earning potential and opportunities for multiple monetary bonuses throughout the year. You are compensated for the work you do, not the hours you put in.

A sales career with growth opportunities.

Be Your Own Boss

As an independent contractor, you will be in charge of your own career - from setting your hours to determining how you will impact your community. With our leadership development courses, you'll also have the opportunity to grow your career and advance into leadership positions.

A sales career with health and retirement benefits.

Health and Retirement

We offer a competitive benefits package for those who qualify, designed to support you and your family, including but not limited to:

  • 401(k) with up to 5% match +
    service-related contributions

  • Health insurance

  • Dental Insurance

  • Vision Insurance

  • Life Insurance

  • Disability Insurance

A sales career with a diverse, equitable and inclusive environment.

Diverse, Equitable, Inclusive

WoodmenLife values our differences and respect what each of us brings to the table. We are committed to diversity and to providing opportunities for growth, leadership and service to all.

A sales career with training opportunities.


You’ll receive training on the products we offer and sales processes we use to help you build your independent career. We provide onboarding and ongoing training throughout the year for continuous development, with additional support from our Home Office Sales Development and Training team.

A sales career with support during licensing.

Support During Licensing

You’ll receive support and resources as you pursue the necessary licensing to sell our products.

Take charge of your career Products You Can Believe In

Ninety-eight percent of WoodmenLife members say they consider the service they receive from their Sales Representative at the time of the sale to be “extremely” or “very” helpful, according to the 2022 LIMRA Customer Assurance Program survey. Forbes has recognized us as one of America’s best insurance companies, making it easier for you to tell the WoodmenLife story and sell the products we offer.

begin your journey

Ready to Take the Next Step?

As a Sales Representative, you’ll have the opportunity to build lasting relationships with members and help them reach their financial goals.

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Our Mission

Uniting hardworking Americans to secure their financial future while strengthening our communities and country.

The information on this page is a partial description of benefits, limitations, exclusions, and other provisions of the group benefits provided by Woodmen of the World Life Insurance Society (WoodmenLife). If there is a difference between the information in this summary and the plan document for each plan, the plan documents govern. Eligibility requirements apply to each of the benefits offered, criteria may include employment status and/or individual qualifications. For more detailed information, refer to the Summary Plan Description of each plan. WoodmenLife may amend these plans at any time. The description of the plan is not a guarantee of benefits and should not be construed as such.

This is the Life is a registered service mark of Woodmen of the World Life Insurance Society.

This is a solicitation of insurance and an agent/producer may contact you.

WoodmenLife Medicare Supplement plans are not connected with or endorsed by the U.S. government or the federal Medicare program.

NOTE: In some states, Medicare Supplement certificates (all plans in CO) are available to those eligible for Medicare due to a disability, regardless of age.

Securities are offered through Woodmen Financial Services, Inc. (WFS), 1700 Farnam Street, Omaha, NE 68102, member FINRA/SIPC, a wholly owned subsidiary of Woodmen of the World Life Insurance Society (collectively “WoodmenLife”). Securities other than the WoodmenLife Variable Annuity are issued by companies that are not affiliated with WoodmenLife. This material is intended for general use with the public. WFS is not providing investment advice for any individual or any individual situation, and you should not look to this material for any investment advice. WFS has financial interests that are served by the sale of these products or services.

WoodmenLife Extras are available to members. An individual becomes a member by joining our shared commitment to family, community and country, and by purchasing a product. These extras are not contractual, are subject to change and have specific eligibility requirements, such as length of membership, number of qualifying members in household and/or qualifying event.

Check out the background of Woodmen Financial Services, Inc. on FINRA’s BrokerCheck.

Business Continuity Plan | All products may not be available in all states. | Not all Representatives are licensed to sell all products.

A+ Financial Rating

Effective Feb. 1, 2024, WoodmenLife is rated A+ Superior by AM Best for our financial strength and operating performance. For the latest Best’s Credit Rating, access

International Use

This Site is not intended for access outside of the United States, including those individuals who reside in the European Economic Area (“EEA”). WoodmenLife makes no representation that materials on the Site are appropriate or available for use in locations outside of the United States, and accessing them from territories where their contents are illegal is prohibited. Those who choose to access the Site from outside of the United States do so on their own initiative and are responsible for compliance with local laws.

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This company was issued a secure rating by the A.M. Best A+ Superior Company

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WoodmenLife is a proud member of American Fraternal Alliance

© 2024 Woodmen of the World Life Insurance Society
Omaha, Nebraska