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Discounts WoodmenLife Members, Start Saving Today

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Discounts For You

What if you could save on the things you do every day like going to the movies, warehouse memberships, or shopping online? Our discount program1 – Life’s Perks2 – gives you access to more than 30,000 discounts on everyday items at local and national retailers, such as Verizon, Sam’s Club, and more.


Featured Discounts

Members have now saved more than $1 million with Life’s Perks!



Save on the Go

The PerkSpot Mobile App lets members take their Life’s Perks discounts anywhere they go. They can redeem local coupons and online deals right from their mobile device.


Download the App

The PerkSpot Mobile App is available in both the Apple App Store and the Google Play Store. Search for “PerkSpot Mobile App,” or follow the link and tap the “Get” or “Install” button to begin downloading the free app.

Life’s Perks By WoodmenLife

Exclusively for you

Life’s Perks® is branded specifically for WoodmenLife members

Comprehensive offerings

Save on everyday things like cell phones, restaurants, and wholesale club memberships or major purchases like automobiles, homes, and furniture

Local discounts

More than 30,000 nationwide, with the ability to suggest additional local businesses

Frequently updated

Additional discounts added over time; you may opt in to receive emails about all new discounts

Easy to use

You can access Life’s Perks from any tablet, mobile phone, laptop, or computer

Personalized

Map search feature makes it a snap to find discounts closest to your current location

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Disclosures

  1. WoodmenLife has entered into sponsored marketing relationships with companies that agree to offer discounts to WoodmenLife members. WoodmenLife is not affiliated with these companies and does not administer these discounts for products or services.

  2. An individual becomes a member by joining our shared commitment to family, community, and country, and by purchasing a WoodmenLife product.

*Some restrictions may apply.

  • Firearms

  • Ammo

  • Gift Cards

  • Jon Boats

**No group discount available for HI and TN. 10% discount available for all other states.

  • Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply.

  • For all terms and conditions, visit

    https://www.aspcapetinsurance.com/more-info/state-documents-and-sample-policies/

  • Preventive and Wellness Care reimbursements are based on a schedule. Complete Coverage reimbursements are based on the invoice. Products, schedules, discounts, and rates may vary and are subject to change. More information available at checkout. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.

Insurer Terms & Conditions

  • Insurance products are underwritten by either Independence American Insurance Company (NAIC #26581. A Delaware insurance company located at 11333 N. Scottsdale Rd, Ste. 160, Scottsdale, AZ 85254), or United States Fire Insurance Company (NAIC #21113. Morristown, NJ). Please refer to your policy forms to determine the underwriter for your policy. Insurance is produced by PTZ Insurance Agency, Ltd. (NPN 5328528. Domiciled in Illinois with offices at 1208 Massillon Road, Suite G200, Akron, Ohio 44306). (California residents only: PTZ Insurance Agency, Ltd., d.b.a PIA Insurance Agency, Ltd. CA license #0E36507).

  • The ASPCA® is not an insurer and is not engaged in the business of insurance. Through a licensing agreement, the ASPCA receives a royalty fee that is in exchange for use of the ASPCA's marks and is not a charitable contribution.

  • 12 Interactive, LLC dba PerkSpot (NPN: 9118784; CA license 0H16074) is a licensed insurance agency. 12 Interactive, LLC dba PerkSpot does not underwrite pet insurance or pay claims, but receives compensation on sales.


Purchase insurance and annuity products that meet your financial situation, needs, and objectives. Never purchase insurance and annuity products for the sole purpose of qualifying for non-guaranteed membership extras.

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Customer Support

1-800-225-3108

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Friday
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1-800-894-1317

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1-844-339-3053
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Our Mission

Uniting hardworking Americans to secure their financial future while strengthening our communities and country.

This is a solicitation of insurance and an agent/producer may contact you.

WoodmenLife Medicare Supplement plans are not connected with or endorsed by the U.S. government or the federal Medicare program.

NOTE: In some states, Medicare Supplement certificates (all plans in CO) are available to those eligible for Medicare due to a disability, regardless of age. In VA, Plan A is available to those under 65 with a disability.

Securities are offered through Woodmen Financial Services, Inc. (WFS), 1700 Farnam Street, Omaha, NE 68102, member FINRA/SIPC, a wholly owned subsidiary of Woodmen of the World Life Insurance Society (collectively “WoodmenLife”). Securities other than the WoodmenLife Variable Annuity are issued by companies that are not affiliated with WoodmenLife. This material is intended for general use with the public. WFS is not providing investment advice for any individual or any individual situation, and you should not look to this material for any investment advice. WFS has financial interests that are served by the sale of these products or services.

WoodmenLife Extras are available to members. An individual becomes a member by joining our shared commitment to family, community and country, and by purchasing a product. These extras are not contractual, are subject to change and have specific eligibility requirements, such as length of membership, number of qualifying members in household and/or qualifying event.

Check out the background of Woodmen Financial Services, Inc. on FINRA’s BrokerCheck.

Business Continuity Plan | All products may not be available in all states. | Not all Representatives are licensed to sell all products.

A+ Financial Rating

Effective Feb. 1, 2024, WoodmenLife is rated A+ Superior, the second highest ranking out of 13, by AM Best for our financial strength and operating performance. For the latest Best’s Credit Rating, access www.ambest.com

International Use

This Site is not intended for access outside of the United States, including those individuals who reside in the European Economic Area (“EEA”). WoodmenLife makes no representation that materials on the Site are appropriate or available for use in locations outside of the United States, and accessing them from territories where their contents are illegal is prohibited. Those who choose to access the Site from outside of the United States do so on their own initiative and are responsible for compliance with local laws.

Ratings & Awards

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This company was issued a secure rating by the A.M. Best A+ Superior Company

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WoodmenLife is a proud member of American Fraternal Alliance

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Omaha, Nebraska