Student Loan Relief FAQ

How do I apply for WoodmenLife Student Loan Relief?

  • Members should go to our  Student Loan Relief page.

  • Once on the program page, click on the “Get Started Now” button and then enter the quick access code.

    If you do not have the quick access code,  contact your local Representative

  • After entering your quick access code, you will be directed to the WoodmenLife Student Loan Relief application site. If you are a new user on the site, you will need to create an account.

When can I apply?

The application period will run May 1 - July 1, 2024. There are no exceptions or extensions to the deadline.

Can I apply if I was a WoodmenLife Focus Foward Scholarship® winner?

No. Past WoodmenLife Focus Forward Scholarship® recipients are not eligible.

Can I apply if I was a previous Student Loan Relief Award recipient?

No. Past WoodmenLife Student Loan Relief recipients are not eligible.

How do I know if I am eligible to apply?

To apply, you must meet the following criteria:

  • Have graduated from a post-secondary trade school, college or other institution

  • Provide documentation of US federal student loan debt in good standing (your loan cannot be in default or delinquent)

  • Be a WoodmenLife member in good standing currently, and for at least three years prior to the student loan debt application submission date

  • Be a part of a family where everyone is a WoodmenLife member

Please note: If a family member applies for a product and is declined or rated, the family member may refuse the policy and the family will still be considered a 100% WoodmenLife family and eligible for member extras. However, the family member who is declined or rated is not eligible for the 100% WoodmenLife family member extras. Contact your WoodmenLife Representative with questions about eligibility.

Who do I contact if I have questions?

Scholarship America
Phone: 507-931-0718
Customer service is available Monday-Friday, 8 a.m. – 4:30 p.m. CT

What if my federal student loan was refinanced or consolidated?

If you have a refinanced or consolidated loan, you will be asked to submit documentation showing that your loan was refinanced or consolidated (i.e. past federal loan statements, authentication of your paid-off or refinanced loan, etc.).

Are there any required documents needed to complete the application?

Applicants will need to provide documentation of student loan debt in good standing.

Is any additional information needed?

Applicants will need to include the names and WoodmenLife certificate numbers of all family members in household.

What is a certificate number?

Your certificate number is the 7- or 10-digit number identifying your policy. You can find it on the certificate/policy your WoodmenLife Representative provided;
OR on the cover sheet of your Annual Report at the top-right of the first page;
OR on your premium notice, in the box toward the center of the document.

What are the selection criteria?

Selection for loan relief is based upon the following:

  • Short answer questions on future goals, patriotism, and community involvement and service

  • Volunteer and/or community service involvement in the past year

  • Loan documentation

Financial need will NOT be a consideration.

Do I need to answer essay questions?

There are no long-form essay questions on the application. However, applicants must provide responses to short essay questions.

How and when will I be notified of the results?

All applicants, whether selected or not, will be notified by email and mail in mid-August.

When will I receive my payment if I am a recipient?

Checks will be mailed in September to recipients for them to forward to their loan servicing agency.

What if my outstanding federal student loan balance is less than $1,000?

If you are selected as a recipient, your award amount will not exceed your current loan balance (i.e. if your outstanding balance is $500, that is the amount of the award you will receive).

How are awards applied to my existing loan if I am a recipient?

If you are selected as a recipient, you will be sent a check for you to forward to your loan service provider. Please consult your service provider for specific instructions on how to apply check payments to your federal student loan balance as each servicer may have a varied process. Detailed information will be provided to recipients in mid-August.

If I’m selected as a recipient will I be asked to complete an IRS W-9 form?

An award for student loan repayment may be considered taxable income to the recipient. Scholarship America will collect IRS W-9 forms from all recipients and will issue IRS 1099-Misc. forms to recipients in January annually. Recipients should consult with their tax advisor if they have any questions about tax reporting.

Learn More
Life Insuranceegg with a dollar sign sitting in a nestRetirement Plansabout usAbout Us

Purchase insurance and annuity products that meet your financial situation, needs and objectives. Never purchase insurance and annuity products for the sole purpose of qualifying for non-guaranteed membership extras.

Web 125 R-3/24

Life Insurance

Retirement Plans


About WoodmenLife



YouTube LogoFacebook LogoTwitter LogoInstagram Logo

WoodmenLife in Your Inbox

Email Sign Up

Customer Support


Monday – Thursday
7:00 AM – 5:00 PM CT

7:00 AM – 12:00 PM CT

For Medicare Supplement


Fraud, Ethics and
EEO Reporting Hotline


Do Not Sell or Share My Information

Our Mission

Uniting hardworking Americans to secure their financial future while strengthening our communities and country.

This is a solicitation of insurance and an agent/producer may contact you.

WoodmenLife Medicare Supplement plans are not connected with or endorsed by the U.S. government or the federal Medicare program.

NOTE: In some states, Medicare Supplement certificates (all plans in CO) are available to those eligible for Medicare due to a disability, regardless of age.

Securities are offered through Woodmen Financial Services, Inc. (WFS), 1700 Farnam Street, Omaha, NE 68102, member FINRA/SIPC, a wholly owned subsidiary of Woodmen of the World Life Insurance Society (collectively “WoodmenLife”). Securities other than the WoodmenLife Variable Annuity are issued by companies that are not affiliated with WoodmenLife. This material is intended for general use with the public. WFS is not providing investment advice for any individual or any individual situation, and you should not look to this material for any investment advice. WFS has financial interests that are served by the sale of these products or services.

WoodmenLife Extras are available to members. An individual becomes a member by joining our shared commitment to family, community and country, and by purchasing a product. These extras are not contractual, are subject to change and have specific eligibility requirements, such as length of membership, number of qualifying members in household and/or qualifying event.

Check out the background of Woodmen Financial Services, Inc. on FINRA’s BrokerCheck.

Business Continuity Plan | All products may not be available in all states. | Not all Representatives are licensed to sell all products.

A+ Financial Rating

Effective Feb. 1, 2024, WoodmenLife is rated A+ Superior by AM Best for our financial strength and operating performance. For the latest Best’s Credit Rating, access

International Use

This Site is not intended for access outside of the United States, including those individuals who reside in the European Economic Area (“EEA”). WoodmenLife makes no representation that materials on the Site are appropriate or available for use in locations outside of the United States, and accessing them from territories where their contents are illegal is prohibited. Those who choose to access the Site from outside of the United States do so on their own initiative and are responsible for compliance with local laws.

Ratings & Awards

View All
This company was issued a secure rating by the A.M. Best A+ Superior Company

A proud member of:

WoodmenLife is a proud member of American Fraternal Alliance

© 2024 Woodmen of the World Life Insurance Society
Omaha, Nebraska