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THE SITE AND ALL MATERIALS, INFORMATION, SOFTWARE, DOCUMENTATION, PRODUCTS, AND SERVICES INCLUDED ON OR AVAILABLE THROUGH THE SITE OR USED TO ACCESS, EXPLORE OR OTHERWISE USE THE SITE (COLLECTIVELY, THE "CONTENT"), ARE PROVIDED "AS IS" AND "AS AVAILABLE" FOR YOUR USE. THE SITE AND THE CONTENT ARE PROVIDED WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT. WOODMENLIFE, ITS SUBSIDIARIES, AND ITS LICENSORS DO NOT WARRANT THAT THE CONTENT IS ACCURATE, RELIABLE OR CORRECT; THAT THE SITE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE CONTENT IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOUR USE OF THE SITE IS SOLELY AT YOUR RISK. BECAUSE SOME JURISDICTIONS DO NOT PERMIT THE EXCLUSION OF CERTAIN WARRANTIES, THESE EXCLUSIONS MAY NOT APPLY TO YOU.
UNDER NO CIRCUMSTANCES SHALL WOODMENLIFE, ITS SUBSIDIARIES, ITS LICENSORS , OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR INABILITY TO USE, THE SITE. THIS LIMITATION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF WOODMENLIFE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH LIABILITY. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, WOODMENLIFE’S LIABILITY IN SUCH JURISDICTIONS SHALL BE LIMITED TO THE EXTENT PERMITTED BY LAW.
The entire content (including text and "look and feel" attributes) of the Site is copyright © 2015 by Woodmen of the World Life Insurance Society. All rights reserved. Any use of such content requires the written permission of Woodmen of the World Life Insurance Society. All rights reserved.
Because of the marked increase in the fabrication and proliferation of computer viruses affecting the Internet, we want to warn you about infections or viral contamination on your system. It is your responsibility to scan any and all downloaded materials received from the Internet. WoodmenLife is not responsible or liable for any damage caused by such hazards.
Be aware that Internet and email communications are inherently not confidential. It is possible that information transmitted to or from WoodmenLife may be read or obtained by other parties.
WoodmenLife uses up to 128-bit encryption (data scrambling) on certain portions of the Site but no encryption on other portions of the Site. When you are on any web site that asks you for confidential information (your social security number or a bank or credit card account number, for example), you should verify the identity of the requesting website and check to see if the information being transmitted is encrypted in order to increase the security of your information.
We welcome your email correspondence, but if you need to send confidential information and are concerned about its security, please consider sending it by phone or regular mail.
You agree to defend, indemnify, and hold harmless WoodmenLife, its licensors, and its subsidiaries, and other affiliated companies, and all of their employees, contractors, officers, and directors from any and all liabilities, claims, losses, and expenses, including attorney’s fees, that arise from your use or misuse of the Site. WoodmenLife reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with WoodmenLife in asserting any available defenses.
Any statement made on the Site via a newsgroup, message board, email, forum, conference, chat, or other interactive component of the Site reflects only the views of its author. Forum managers, forum hosts, merchants, and other authors whose statements appear on the Site are not authorized spokespersons of WoodmenLife, and their views do not necessarily reflect those of WoodmenLife.
You agree to grant to WoodmenLife a non-exclusive, worldwide, royalty-free, perpetual license, with the right to sublicense, reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products or services) you submit to public areas of WoodmenLife (such as electronic bulletin boards, forums and chat rooms) by any means and in any media now known or hereafter developed. You hereby waive your moral rights in any such materials and information, and you hereby warrant that any such materials and information are original with you, or that you have the right to submit such materials and information. You agree that you shall have no recourse against WoodmenLife for any alleged or actual infringement or misappropriation of any proprietary right in any information contained in your communication to WoodmenLife or the Site.
WoodmenLife makes no representation that materials on the Site are appropriate or available for use in locations outside the United States, and accessing them from territories where their contents are illegal is prohibited. Those who choose to access the Site from locations outside of the United States do so on their own initiative and are responsible for compliance with applicable laws.
IN NO EVENT SHALL WOODMENLIFE AND/OR ITS RESPECTIVE SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF SOFTWARE, DOCUMENTS, OR INFORMATION, OR THE PROVISION OF OR FAILURE TO PROVIDE SERVICES.
We take protection of copyrights very seriously. Pursuant to Title 17, United States Code, Section 512(c), notifications of claimed copyright infringement should be sent in writing to WoodmenLife's designated agent whose contact information appears directly below:
Vice President and General Counsel
Woodmen of the World Life Insurance Society
1700 Farnam Street
Omaha, NE 68102-2025
Inquiries not relevant to claims of copyright infringement will not receive a response.
WoodmenLife reserves the right, in its sole discretion, to terminate your access to all or part of the Site, with or without notice.
By posting information in or otherwise using any communications service, chat room, message board, newsgroup, software library, or other interactive service that may be available to you on or through the Site, you agree that you will not upload, post, or otherwise distribute or facilitate distribution of any content -- including text, communications, software, images, sounds, data, or other information – that:
You also agree that you will not harvest, collect, or compile information about the users or members of the Site or use such information for the purpose of transmitting or facilitating transmission of unsolicited bulk electronic e-mail or communications.
WoodmenLife generally does not pre-screen, monitor, or edit the content posted by users of communications services, chat rooms, message boards, newsgroups, software libraries, or other interactive services that may be available on or through the Site. However, WoodmenLife and its agents have the right, at their sole discretion, to remove any content that, in WoodmenLife's judgment, does not comply with the Rules of User Conduct or is otherwise harmful, objectionable, or inaccurate. WoodmenLife is not responsible for any failure or delay in removing such content.
Mail: Matthew Ellis
Woodmen of the World
Life Insurance Society
1700 Farnam Street
Omaha, NE 68102-2025