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WoodmenLife announces interest rates on annuities each month. Learn more about our retirement product options.Start Planning
The rates below are for the Single Premium Deferred Fixed Annuity (SPDA) and the Fixed Premium Deferred Fixed Annuity (FPDA). You will receive a set interest rate during your initial lock-in period, which will be between one month and one year. Once your rate is locked in, you will receive the same interest rate for the rest of the time you own the annuity.
Certificates issued in January 2022. Rate credited during the initial lock-in period.
January 2022 rate credited after initial lock-in period expires3
|SPDA with First Year Interest Bonus4||FPDA with First Year Interest Bonus5||SPDA6||FPDA7|
|$10,000 to $24,999||1.00%||1.00%||1.00%||1.00%|
|$25,000 to $99,999||1.00%||1.00%||1.30%||1.15%|
|$100,000 to $499,999||1.00%||1.00%||1.30%||1.15%|
|$500,000 to $999,999||1.30%||1.15%||1.70%||1.55%|
|$1 million and above||1.30%||1.15%||1.70%||1.55%|
After the initial lock-in period expires, interest rates may vary each month. Interest rates are set monthly by WoodmenLife and will never be lower than the minimum guaranteed interest rate. The current minimum guaranteed interest rate for certificates issued in January 2022 is 1.00%.
|Values under $25,000||Values $25,000 and Above|
Current in-force interest rates apply when a certificate’s initial rate guarantee has expired or when an initial interest rate’s guarantee period has not been chosen. Current in-force interest rates are subject to change monthly. They will never be lower than the minimum guaranteed interest rate.
A local WoodmenLife Representative can help you choose the best retirement products for where you are in life.