Paid by WoodmenLife

If you are eligible for benefits with WoodmenLife, you’ll automatically be enrolled for the following benefits. And it won’t cost you a thing!



The Hartford is supporting claims through 10/31/2023. If your date of disability is on or before 10/31/2023 you will contact The Hartford 1-800-898-2458.

Guardian is supporting claims that start on 11/01/2023 going forward. If your date of disability is on or after 11/01/2023 you will contact Guardian 1-800-268-2525.

Benefit Details

WoodmenLife is here to help if an accident, injury or illness disables you from working long term. You will continue to receive income at no cost to you. To access this benefit, your claim must be filed within 90 days of the last day worked. You may be eligible for long-term disability if you are disabled for more than 90 days.

This benefit provides 60% of actual earnings Oct. 1-Sept. 30 up to $5,000 monthly.


Your actual earnings from Oct. 1 through Sept. 30 will be used to determine eligibility. Refer to the information below for qualification details.

Years of Service as of Sept. 30 Based on Benefit Effective Date

Actual Earnings Qualifier Level

Less than 2 Years


More than 2 Years, less than 3 Years


More than 3 Years





Benefit Details

WoodmenLife provides life insurance equal to your actual earnings from Oct. 1-Sept. 30, up to $100,000. You will also have the opportunity to purchase additional life insurance. Click here to learn about purchasing additional life insurance.


WoodmenLife provides life insurance coverage to full-time Representatives who meet the Actual Earnings Qualifier Level as of Sept. 30.

Upon meeting the requirements, you are automatically enrolled in this coverage effective Jan. 1.

Years of Service as of Sept. 30 Based on Benefit Effective Date

Actual Earnings Qualifier Level

Less than 2 Years


More than 2 Years, less than 3 Years


More than 3 Years


If you would like to designate or change your beneficiary, visit Dayforce.



Best Care Employee Assistance Program
Member ID: bcWOWe
Password: WOW
Contact: 1-800-801-4182

Benefit Details

Life presents opportunities and challenges. The Best Care Employee Assistance Program (EAP) is a confidential benefit available 24/7 to you and your family, including your spouse and dependents, at no additional cost to you. Through the program, you can receive up to five free counseling sessions per situation.

  • Stress

  • Job & career

  • Family

  • Work/Life balance

  • Addiction & Recovery

  • Grief & Loss

  • Personal Wellness

  • Parenting

  • Depression & Anxiety


Resources available upon contract

Quick Links

Visit the Vendor Contacts Section for information on accessing these benefits provided for you by WoodmenLife.


Life Insurance

Retirement Plans


About WoodmenLife



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For Medicare Supplement


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Our Mission

Uniting hardworking Americans to secure their financial future while strengthening our communities and country.

The information on this page is a partial description of benefits, limitations, exclusions, and other provisions of the group benefits provided by Woodmen of the World Life Insurance Society (WoodmenLife). If there is a difference between the information in this summary and the plan document for each plan, the plan documents govern. Eligibility requirements apply to each of the benefits offered, criteria may include employment status and/or individual qualifications. For more detailed information, refer to the Summary Plan Description of each plan. WoodmenLife may amend these plans at any time. The description of the plan is not a guarantee of benefits and should not be construed as such.

This is the Life is a registered service mark of Woodmen of the World Life Insurance Society.

This is a solicitation of insurance and an agent/producer may contact you.

WoodmenLife Medicare Supplement plans are not connected with or endorsed by the U.S. government or the federal Medicare program.

NOTE: In some states, Medicare Supplement certificates (all plans in CO) are available to those eligible for Medicare due to a disability, regardless of age.

Securities are offered through Woodmen Financial Services, Inc. (WFS), 1700 Farnam Street, Omaha, NE 68102, member FINRA/SIPC, a wholly owned subsidiary of Woodmen of the World Life Insurance Society (collectively “WoodmenLife”). Securities other than the WoodmenLife Variable Annuity are issued by companies that are not affiliated with WoodmenLife. This material is intended for general use with the public. WFS is not providing investment advice for any individual or any individual situation, and you should not look to this material for any investment advice. WFS has financial interests that are served by the sale of these products or services.

WoodmenLife Extras are available to members. An individual becomes a member by joining our shared commitment to family, community and country, and by purchasing a product. These extras are not contractual, are subject to change and have specific eligibility requirements, such as length of membership, number of qualifying members in household and/or qualifying event.

Check out the background of Woodmen Financial Services, Inc. on FINRA’s BrokerCheck.

Business Continuity Plan | All products may not be available in all states. | Not all Representatives are licensed to sell all products.

A+ Financial Rating

Effective Feb. 1, 2024, WoodmenLife is rated A+ Superior by AM Best for our financial strength and operating performance. For the latest Best’s Credit Rating, access

International Use

This Site is not intended for access outside of the United States, including those individuals who reside in the European Economic Area (“EEA”). WoodmenLife makes no representation that materials on the Site are appropriate or available for use in locations outside of the United States, and accessing them from territories where their contents are illegal is prohibited. Those who choose to access the Site from outside of the United States do so on their own initiative and are responsible for compliance with local laws.

Ratings & Awards

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This company was issued a secure rating by the A.M. Best A+ Superior Company

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WoodmenLife is a proud member of American Fraternal Alliance

© 2024 Woodmen of the World Life Insurance Society
Omaha, Nebraska