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No Lapse Guarantee Universal Life Insurance

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Disclosures

  1. The certificate is guaranteed to stay in force until the end of the no lapse guarantee period if: the amount of premium that you pay is at least as great as the no lapse guarantee premium stated in the certificate; the premiums that you pay are received at least as frequently as the interval of no lapse guarantee premium stated in the certificate; no changes are made to the face amount or rating class; no loans or partial surrenders are taken; the certificate has not been reinstated; or no addition or modification of any rider is made.

  2. Accelerated Death Benefit Rider Forms: ICC10 8208 3-10, 8208 3-10 (XX) & O-8208 3-10 (XX) All contractual provisions apply and may vary by state. Benefit payments may affect eligibility for public assistance programs. Maximum benefit is the lesser of $250,000 or 65% of death benefit amount available and usually paid in one lump sum. Generally benefits received are income tax free. Consult your tax professional to assess the impact of this benefit.

  3. Forms ICC18 8731 4-18, 8731 4-18 (XX) All contractual provisions apply and may vary by state. Benefit payments may affect eligibility for public assistance programs. Certain eligibility requirements apply. This rider is not long term care insurance, nor is it intended to replace long term care insurance. Maximum benefit for terminal illness is the lesser of $250, 000 or 65% of the death benefit amount available and usually paid in one lump sum. Maximum benefit for chronic illness is the lesser of $250,000 or 50% of the death benefit amount available, subject to the annual per diem limitation declared by the Internal Revenue Service. Payments made under this rider are intended to qualify for favorable tax treatment under the internal revenue code. As with all tax matters, a tax professional should be consulted to assess the impact of this benefit. Not available in CA or MT.

No Lapse Guarantee Universal Life Insurance Forms: ICC10-8205 3-10, 8205 3-10 (XX), O-8205 3-10 (XX)

Accidental Death Benefit Rider Forms: ICC10 8207 3-10, 8207 3-10 (XX), O-8207 3-10 (XX) and O-8207 1-14 CA. All contractual provisions apply and may vary by state.

Waiver of Monthly Deduction Rider: ICC10-8206 3-10, 8206 3-10, O-8206 3-10 & O-8206 1-14 CA. All contractual provisions apply and may vary by state.

All products may not be available in all states.

WEB124 - 5/8/2020

Customer Service: 1-800-225-3108
Monday – Thursday 7:00 a.m. to 5:00 p.m.
Friday 7:00 a.m. to 12:00 p.m. (Central Time)

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© 2022 Woodmen of the World Life Insurance Society
Omaha, Nebraska

This is a solicitation of insurance and an agent may contact you.

Securities are offered through Woodmen Financial Services, Inc. (WFS), 1700 Farnam Street, Omaha, NE 68102, 877-664-3332, member FINRA/SIPC, a wholly owned subsidiary of Woodmen of the World Life Insurance Society (collectively “WoodmenLife”). Securities other than the WoodmenLife Variable Annuity are issued by companies that are not affiliated with WoodmenLife. This material is intended for general use with the public. WFS is not providing investment advice for any individual or any individual situation, and you should not look to this material for any investment advice. WFS has financial interests that are served by the sale of these products or services.

WoodmenLife Extras are available to members. An individual becomes a member by joining our shared commitment to family, community and country, and by purchasing a WoodmenLife product. These extras are not contractual, are subject to change and have specific eligibility requirements.

Some WoodmenLife Extras include additional membership requirements including length of membership, number of qualifying members in household and/or a qualifying event.

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A+ Financial Rating

This company was issued a A+ (Superior) rating by the A.M. Best Company, click for additional details. WoodmenLife has been awarded a rating of A+ (Superior), the second highest ranking out of 15, for its financial strength and operating performance in 2021 by A.M. Best, an independent rating company that is nationally recognized for its objective reporting and rating of insurers.

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