Meet Your Retirement Saving Goals With Annuities

Individuals, and small businesses, choose annuities for many reasons

Make annuities a reliable part of a long-term savings strategy tailored to meet your retirement goals.

By investing in your future now, you can help ensure a steady income that lasts for years.

When considering an annuity, decide whether you plan to invest pre-tax dollars (qualified annuity) or after-tax dollars (non-qualified annuity).

Types of Annuities

To determine which type of annuity is a good fit for your needs, it may be helpful to do a comparison:

• Deferred fixed annuities offer stability by retaining a minimum guaranteed interest rate. Earnings are not taxable until you receive distributions.
• Immediate annuities start generating payments right away for a designated period of time.
• Variable annuities can generate higher returns, but may be riskier because growth depends on multiple factors, including the stock market.