A healthy family smiling and laughing outside.

HEALTH INSURANCE

HRA

Lucent Health Benefit Administrators

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Customer Service: 877-236-0844

Reimbursement

Reimbursement can be requested for the second half of the deductible, excluding co-pays and prescriptions. To file a reimbursement claim, download the form. To file a claim, fax a copy of your most recent Explanation of Benefits (EOB) from Blue Cross and Blue Shield along with a completed claim form to 920-968-4616. If you would like to receive your reimbursement via direct deposit, please also fax the completed direct deposit form. If the claim is filed by Friday, the reimbursement will be processed by the following Friday.

Using HRA and FSA Together

If you are enrolled in WoodmenLife’s HRA plan, or an HRA plan through your spouse’s employer, you may also open a Flexible Savings Account. In this case, the FSA can be used for medical, dental, vision and federally approved over-the-counter items.

HRA vs. HSA

Lowering Premiums

Costs

Contacts

FAQ

Forms

Eligibility

Available to those enrolled in the Select HRA Plan

Tools

lucent.wealthcareportal.com

How it Works

After the health claim has been processed by Blue Cross and Blue Shield, the second half of the deductible can be reimbursed from the Health Reimbursement Arrangement (HRA).

Benefit Details

  • WoodmenLife provides $1,000 for an associate only, and $2,000 for an associate plus coverage.

  • If you enroll in this benefit after the calendar year has begun, the amount WoodmenLife contributes to your account will be prorated.

  • These funds are available once you’ve reached half of your current year deductible. All claims for reimbursement must be filed by March 31 of the following year.

  • If you were enrolled in the Select HRA in the prior year, half of the available balance will be rolled over. Rollover funds are available after April 1.

Cost

Paid by WoodmenLife

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Extras

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Customer Support

1-800-225-3108

Monday – Thursday
7:00 AM – 5:00 PM CT

Friday
7:00 AM – 12:00 PM CT

For Medicare Supplement

1-800-894-1317

Fraud, Ethics and
EEO Reporting Hotline

1-844-339-3053
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Our Mission

Uniting hardworking Americans to secure their financial future while strengthening our communities and country.

The information on this page is a partial description of benefits, limitations, exclusions, and other provisions of the group benefits provided by Woodmen of the World Life Insurance Society (WoodmenLife). If there is a difference between the information in this summary and the plan document for each plan, the plan documents govern. Eligibility requirements apply to each of the benefits offered, criteria may include employment status and/or individual qualifications. For more detailed information, refer to the Summary Plan Description of each plan. WoodmenLife may amend these plans at any time. The description of the plan is not a guarantee of benefits and should not be construed as such.

This is the Life is a registered service mark of Woodmen of the World Life Insurance Society.

This is a solicitation of insurance and an agent/producer may contact you.

WoodmenLife Medicare Supplement plans are not connected with or endorsed by the U.S. government or the federal Medicare program.

NOTE: In some states, Medicare Supplement certificates (all plans in CO) are available to those eligible for Medicare due to a disability, regardless of age.

Securities are offered through Woodmen Financial Services, Inc. (WFS), 1700 Farnam Street, Omaha, NE 68102, member FINRA/SIPC, a wholly owned subsidiary of Woodmen of the World Life Insurance Society (collectively “WoodmenLife”). Securities other than the WoodmenLife Variable Annuity are issued by companies that are not affiliated with WoodmenLife. This material is intended for general use with the public. WFS is not providing investment advice for any individual or any individual situation, and you should not look to this material for any investment advice. WFS has financial interests that are served by the sale of these products or services.

WoodmenLife Extras are available to members. An individual becomes a member by joining our shared commitment to family, community and country, and by purchasing a product. These extras are not contractual, are subject to change and have specific eligibility requirements, such as length of membership, number of qualifying members in household and/or qualifying event.

Check out the background of Woodmen Financial Services, Inc. on FINRA’s BrokerCheck.

Business Continuity Plan | All products may not be available in all states. | Not all Representatives are licensed to sell all products.

A+ Financial Rating

Effective Feb. 1, 2024, WoodmenLife is rated A+ Superior by AM Best for our financial strength and operating performance. For the latest Best’s Credit Rating, access www.ambest.com

International Use

This Site is not intended for access outside of the United States, including those individuals who reside in the European Economic Area (“EEA”). WoodmenLife makes no representation that materials on the Site are appropriate or available for use in locations outside of the United States, and accessing them from territories where their contents are illegal is prohibited. Those who choose to access the Site from outside of the United States do so on their own initiative and are responsible for compliance with local laws.

Ratings & Awards

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This company was issued a secure rating by the A.M. Best A+ Superior Company

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WoodmenLife is a proud member of American Fraternal Alliance

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Omaha, Nebraska