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Saving for the Future with a SIMPLE IRA

Building retirement savings can be easier than you think when you choose the Savings Incentive Match Plan for Employees (SIMPLE IRA)1. Small businesses with fewer than 100 eligible employees can offer the SIMPLE IRA to help workers increase their retirement funds. An individual’s age determines how much of earnings can be contributed annually.

How SIMPLEs Work

Why a SIMPLE IRA is Beneficial

For Employers:

For Employees:

What's next?

Your Representative will prepare a customized plan that best meets your specific needs and budget. Get started by connecting with your Representative.

Learn More


  1. 148-XX-0212
  2. Distributions prior to age 59½ may result in a 10 percent premature distribution penalty imposed by the IRS. Distributions during the first two years may be imposed a 25 percent penalty.

WEB69 - 4/1/2019